- What happens if I don’t maintain minimum balance in HDFC?
- Who is the best bank in India?
- Can we have 2 salary accounts?
- Can we deposit in salary account?
- Which salary account is best in HDFC?
- Can I change my saving account to salary account?
- Is it safe to keep money in salary account?
- Which bank is best Axis or HDFC?
- Is Axis Bank good for salary account?
- What is HDFC salary account?
- Which bank is better for salary account?
- Is HDFC zero balance account available?
- Does salary account have interest?
- What is the interest rate for salary account in HDFC?
- What is the minimum balance in HDFC salary account?
- Which bank is best for salary account for TCS?
- Can bank employees see your accounts?
- What are the benefits of salary account?
What happens if I don’t maintain minimum balance in HDFC?
HDFC Bank charges a fee to the tune of ₹ 150-600 (excluding taxes) for insufficient balance in regular savings accounts held in its metro, urban and semi-urban branches..
Who is the best bank in India?
Top Commercial Banks in IndiaTop 10 Commercial Banks in India are:State Bank of India (SBI) … ICICI Bank (Industrial Credit and Investment Corporation of India) … HDFC Bank. … Axis Bank. … Kotak Mahindra Bank. … IndusInd Bank. … Bank of Baroda.More items…
Can we have 2 salary accounts?
However, if you are asked to open an account with a different bank at your new workplace, you must choose between closing the previous salary account and maintaining the minimum required balance. Weigh your needs for multiple accounts and act accordingly.
Can we deposit in salary account?
You can put in cash in the Salary Account anytime but be aware that if the monthly number of ‘over-the-counter transactions’ done for the account crosses the specified number, it may attract a small fee. Over-the-counter transactions include depositing cheques, cash and withdrawing cash.
Which salary account is best in HDFC?
HDFC Bank offers several types of Salary Accounts suited for different sectors and needs.Premium Salary Account: For select corporates as priority service. … Regular Salary Account: Debit card hero! … Defense Salary Account: Especially made for defense personnel. … Classic Salary Account: Comes with better security features.More items…
Can I change my saving account to salary account?
On the other hand, if your bank permits, you can convert your Savings Account to your Salary Account. This is possible if you change your job, and your new employer happens to have a banking relationship with the same bank for its employees’ Salary Accounts.
Is it safe to keep money in salary account?
The answer is : YES. Having more than 1 account is always advisable. … If you keep all your money in Salary account, which is having a Debit card and Internet banking facility, there is very high chance of spending more money. So to keep unnecessary expenses in check, you should have more than 1 account.
Which bank is best Axis or HDFC?
But, in terms of interest rates, HDFC is a better option as its highest rate is 8%. Whereas, Axis Bank Home Loan Interest rates are can go upto 8.55%….People Also Look For.Home Loan Interest Rates December 2020Axis Bank7.75% – 8.55%Bank of Baroda6.85% – 8.25%Citibank7.13% – 8.03%HDFC6.90% – 7.65%9 more rows
Is Axis Bank good for salary account?
The accounts differ in various ways like the daily withdrawal limit, shopping limit, kind of debit card and so on. The special employee delights and added benefits are what makes Axis Bank Salary Accounts the best in class.
What is HDFC salary account?
HDFC Salary Account is specially designed for the employees of corporates, defense personnel and employees of other major companies to simplify banking. HDFC Salary Account will offer complete peace of mind for the employers and will provide a range of exclusive services to the employees.
Which bank is better for salary account?
The following is the list of best 5 salary accounts available in India: Kotak Platina Salary Account. SBI Corporate Salary Package. HDFC Bank Classic Salary Account.
Is HDFC zero balance account available?
You can open a Savings Account, but you don’t have to maintain a minimum balance for it. Despite this, the bank will still provide the usual facilities that come with a regular Savings Account. As the name of the account implies, this is a zero-balance account. … Consequently, there is no penalty in case of zero balance.
Does salary account have interest?
As the name says, a salary account is basically opened by your employer to credit your salary. However, the amount maintained in the account, will not be entitled for interest rate. …
What is the interest rate for salary account in HDFC?
3.00%HDFC Bank Salary Account Interest RateHDFC Bank Salary AccountCurrent Rate of Interest*Below Rs. 50 Lakh3.00% p.a.Rs. 50 Lakh and above3.50% p.a.Oct 6, 2020
What is the minimum balance in HDFC salary account?
As already mentioned, the HDFC Bank Regular Salary Account is a zero balance account. In other words, there is no requirement for a minimum balance. Customers holding this salary account are eligible for the free Personal Accident Cover of Rs. 1 lakh.
Which bank is best for salary account for TCS?
Exclusive Offers for TCS employeesUnlimited access to 12,000+ Axis Bank ATMs and 3700+ branches.Free withdrawals from any bank ATM across the country.Free Online NEFT transactions.
Can bank employees see your accounts?
Unless a teller had access to your personal identification information, then they wouldn’t be able to look up your account information. There are, however, employees in a bank who’s line of work involves your bank balances and information. … Also, banks keep very close track on who views an account.
What are the benefits of salary account?
The main benefits of the salary account are – Zero balance account and free unlimited transactions across ATMs of any bank, free ATM-cum-debit card, an additional ATM card for the joint account holder, free Internet banking, free multicity cheques etc.