Quick Answer: Why Did Western Union Declined My Transaction?

Why is my credit card declined when I have money?

You Have a Large Pending Transaction Companies such as rental car providers and hotels may put a hold on your card to ensure you have enough available credit to pay your final bill.

While the hold is in place, your card issuer might decline other purchases until it’s cleared..

What happens when Western Union blocked you?

If your Western Union name is blocked, you must contact the support team to have it unblocked. The support agents will guide you through the process of unblocking your name. Note that your request may not always be successful. You are likely to have your name unblocked if you were sending money and not receiving it.

How long does Western Union hold your money?

In most cases, the money can be picked up within a few minutes after sending. If you do not pick up the transfer on the same day, it will remain in the system for the next 45 days. Money is not returned to Sender for 9 months after the date of sending, unless the Sender orders so.

How can I get my money back from Western Union?

Q: Will Western Union refund my money? If you’ve transferred money and the money hasn’t yet been picked up, call our fraud hotline at 1-800-448-1492 to stop the transaction. If the funds haven’t been picked up by the receiver, you’ll get a full refund, including the transaction fee.

How can I send cash?

How to send money online, on mobile or in personVenmo: Best rated for mobile.Zelle: Fastest for domestic transfers (tie with Google Pay).Google Pay: Fastest for domestic transfers (tie with Zelle).PayPal: Most popular online.Walmart-2-Walmart: Best for nonbank transfers.More items…

How can I unblock my Western Union?

You can’t.Western Union is the only one to unblock you. If you have misbehaved or used their systems for criminal purposes, they will NOT unblock you.

Can you be banned from using Western Union?

If you send large amounts of money say over $10,000 or receive small amount on a continual basis, it could be flagged as money laundering as another Quoran indicated. Again, you need to do some research unless someone here has some experience receiving small amounts of cash many times a day by Western Union.

What is the fee to send $500 Western Union?

The fee is $4.50 to transfer up to $50 and $9.50 to send up to $900. Western Union, in comparison, charges $5 for a money transfer of up to $50, but a transfer of $900 could cost $76. There are a number of price points in between, dependent on the amount of money to transfer.

Can a bank reject a payment?

Incorrect Banking Numbers The most common reason that a payment to you is rejected is that the routing number, sort number, SWIFT number, bank account number or IBAN number is entered incorrectly in SpringBoard. … You can check your Routing Code / Sort Code and your Routing / SWIFT number.

What is the maximum amount that can be sent through Western Union?

The amount you can send will depend on your past transactions, your receiver’s country and the service you choose to send money with. The maximum you can send per transaction is $ 2500.00. The maximum you can send per transaction is $ 500.00.

Why is Western Union declined my transaction?

Banks don’t share with WU the specific reasons for declined transfers. The decline could be related to the cash advance capability of your credit card, your credit card limit, a mistake when entering bank account information or other requirements from your bank.

What does General Compliance decline mean?

A general decline on your card can come from a number of things, like an expired card, insufficient funds or your bank preventing a charge until you verify you intended to make the transaction yourself.

Why was my money transfer declined?

Banks don’t share with WU the specific reasons for declined transfers. The decline could be related to the cash advance capability of your credit card, your credit card limit, a mistake when entering bank account information or other requirements from your bank.

How many transactions are allowed in Western Union?

You can send a maximum of $2,999.99 per online money transfer. Agent locations typically have no limit, however, so long as you can provide adequate identification while sending. Nearly all transactions through Western Union will have a fee attached.

Why would Western Union block me?

In addition, Western Union will have block money transfers to anyone who is the subject of a fraud report, provide clear and conspicuous warnings to consumers, make it easier for consumers to report fraud, and refund a fraudulently-induced money transfer if the company failed to comply with its anti-fraud procedures.

Why is my debit card declined when I have money?

If you’ve had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. … Your debit card has been locked by your issuing institution.

How long does Western Union block you for?

7 daysWestern Union will flag this as a romance scam, even if it’s legit. They have nothing to lose anyway, but they’ll block you from sending your money. They’ll take the money though, then hold on to it for at least 7 days before they return it to you after you nag them endlessly.