Quick Answer: Which Debt Fund Gives Highest Return?

Which SIP is best for 5 years?

Best SIP plans for 5 year investmentFund Name3-Year SIP Returns (%)5-Year SIP Returns (%)Kotak Emerging Equities Fund (Regular)6.54%9.73%INVESCO India Financial Services Fund (Regular)14.61%16.03%SBI Focused Equity Fund (Regular)12.40%12.94%Franklin Build India Fund (Regular)4.66%8.07%8 more rows•Jan 23, 2020.

Where should I invest money to get good returns?

Here is a look at the top 10 investment avenues Indians look at while saving for their financial goals.Direct equity. … Equity mutual funds. … Debt mutual funds. … National Pension System (NPS) … Public Provident Fund (PPF) … Bank fixed deposit (FD) … Senior Citizens’ Saving Scheme (SCSS) … Real Estate.More items…

Is there any risk in debt funds?

Investing in debt funds carries various types of risk. These risks include Credit risk, Interest rate risk, Inflation risk, reinvestment risk etc.

Why is SIP bad?

SIPs make it operationally simpler for you to stay with your investments but it may also lead to carelessness in evaluating the performance of their funds. You may end up ignoring the poor performance of your funds for longer periods and this will affect your portfolio’s returns.

Can I invest 100 RS in mutual funds?

Nippon India Large Cap Fund – Growth: This is another fund that allows SIP investment for just Rs. 100. … UTI Mastershare Unit Scheme – Growth: An offering from the UTI Mutual fund house, this is a large cap fund that has a total asset under management (AUM) of Rs. 6530 crore.

Can Debt Fund give negative returns?

Exception: When interest rates are rising, long-term debt funds can give negative returns. This is because the value of long-term bonds with low interest rates goes down in the secondary bond market when rates rise. … The funds holding bonds of long maturities suffered losses, with the average fund losing 7.26 per cent.

Which fund is best to invest in 2020?

Best Mutual Funds in India for 2020Mirae Asset Large Cap Fund. Small Cap Funds. 8.24% 13.64% Invest.Axis Bluechip Fund. Mid Cap Funds. 13.73% 14.59% Invest.ICICI Prudential Bluechip Fund. Mid Cap Funds. 6.82% 11.75% Invest.SBI Bluechip Fund. MultiCap Funds. 7.07% 10.9% Invest.SBI Magnum Multicap Fund. Balanced Funds. 6.1% 11.93%

Which mutual fund is best right now?

Top 10 Equity Mutual FundsFund NameCategory1Y ReturnsAxis Bluechip FundEquity17.8%Parag Parikh Long Term Equity FundEquity33.2%Axis Multicap FundEquity17.7%IIFL Focused Equity FundEquity24.8%12 more rows

What are the top 5 mutual funds?

Top 5 Fund Families in 2020Vanguard. Vanguard takes top honors for 2020. … BlackRock / iShares. BlackRock is best known for its iShares line of ETFs. … Fidelity. Over the years, Fidelity has been home to many of the best mutual fund managers. … T. Rowe Price. … ProShares. If you are looking for leverage, ProShares provides a variety of ETFs.

How is Axis Blue Chip Fund?

Pros & Cons of Axis Bluechip Fund With a 7-year return of 14.86%, the fund has outperformed the benchmark index (12.33%) and the category average (12.21%). This Scheme has an impressive track record of out-performance. … The fund has proven to a dependable offering in this category.

Which SIP plan is best?

Best SIP Investment Plans 2020Fund Name3 Year ReturnsLinkDSP Equity Opportunities Fund-1.23%Invest NowMotilal Oswal Long Term Equity Fund-1.75%Invest NowAditya Birla Sun Life Pure Value Fund-11.95%Invest NowHDFC Equity Fund-3.98%Invest Now6 more rows•Oct 28, 2020

Which are the best performing debt funds?

Top 10 Debt Mutual FundsFund NameCategory1Y ReturnsICICI Prudential Credit Risk FundDebt10.7%PGIM India Ultra Short Term FundDebt6.2%Axis Short Term FundDEBT11.1%SBI Multi Asset Allocation FundDEBT15.7%12 more rows

How debt fund is better than FD?

Short-term gains (i.e. less than three years) on debt funds are taxable as per your tax slab rate. Long-term gains (i.e. up to three years or more) on debt funds are taxable at 20% with the benefit of indexation. As for fixed deposit returns, the gains will be taxed as per your tax slabs.

Which is the safest debt fund?

SynopsisScheme nameInception dateCategoryL&T Ultra Short Term Reg Cum19-01-1998Ultra Short DurationICICI Pru Corporate Bond Gr11-08-2009Corporate BondKotak Bond S/T Reg Gr02-05-2002Short DurationL&T Money Market Gr10-08-2005Money Market Fund30 more rows•Jul 17, 2020

Are debt funds safe during recession?

TLDR: funds with high-quality debt are recession-proof but not protected against inflation or rising interest rates, which may or may not happen during a recession (mostly not). Short-term debt is robust to inflation and rising interest rates.

Is SIP better or lump sum?

The answer to this question depends on the stock market conditions. During upward trends, the lump sum mode of mutual fund investment tends to give relatively higher returns whereas during falling markets, investments made via a SIP generally provides better returns than a lump sum investment.

What is Blue Chip Fund?

A blue-chip mutual fund is the one that invests in blue-chip stocks or shares, i.e. in well-established companies with excellent overall financial performance. In this article, we will learn more about blue-chip funds, how they work and much more. Origin of Blue Chip.

Is it good time to buy debt funds?

When the interest rates are around or above 8%, the time is good to invest in long duration debt funds. … The interest rate risk always exists in debt investment. Longer the duration or maturity of the debt instrument, the higher the risk. The allocation plan in debt for investors depends on their needs and life stage.

Which Blue Chip Fund is best?

Top 10 Large Cap Mutual FundsFund NameCategory1Y ReturnsAxis Bluechip FundEquity17.8%Canara Robeco Bluechip Equity FundEquity21.8%Mirae Asset Large Cap FundEquity14.5%Edelweiss Large Cap FundEquity17.1%12 more rows

How do debt funds generate returns?

Debt funds aim to generate returns for investors by investing their money in avenues like bonds and other fixed-income securities. This means that these funds buy the bonds and earn interest income on the money. The yields that mutual fund investors receive is based on this.

Which MF gives highest return?

Here’s a look at five such schemes:Axis Bluechip Fund. 5-year SIP returns: 15.57% … AXIS Focused 25 Fund. 5-year SIP returns: 15.25% … IIFL Focused Equity Fund. 5-year SIP returns: 14.71% … SBI Focused Equity Fund. 5-year SIP returns: 13.69% … Mirae Asset Emerging Bluechip Fund. 5-year SIP returns: 15.40%