Quick Answer: What Happens If A Visa Gift Card Doesn’T Work?

How long does it take for Vanilla Visa to activate?

24 hoursVanilla Visa prepaid debit cards will sometimes reject PIN-based transactions shortly after cards are purchased, even if they’ve been properly activated.

Wait 24 hours and they’ll be fair game..

Do Visa gift cards have a limit?

These cards, such as the Visa Vanilla, are gift cards that can be loaded for any amount from $20-$500 up to $500 per card, with a one-time, $4.95 fee per load. Word is, select Office Depot locations have begun selling Visa and Amex gift cards again.

Why does my Vanilla gift card keep getting declined?

The most common reasons are that the card hasn’t been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card’s balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.

How do I activate my Visa Gift Card?

Dial the number on the back of the card if there isn’t a sticker on the front. Your Visa gift card will have a customer service number listed on the back of the card. Call this number and follow the necessary button prompts to activate it.

Where is the 4 digit PIN on a Visa gift card?

You’ll find your 12-character Number and 4-digit PIN on the back of your Gift card.

Do you have to activate a visa Vanilla gift card?

Vanilla gift cards don’t expire and aren’t credit cards, so no credit check is required. The gift cards don’t need to be activated once they’re purchased.

How can I get cash from a vanilla visa gift card?

Though the two cards are similar, only prepaid cards can be used to get cash from an ATM or to get “cash back” from a merchant. Gift cards cannot. Read the terms and conditions on the back of your card to know for sure.

How do I know if my gift card is activated?

If you are concerned about the activation of the gift card, check with the cashier that it is properly activated and ready to use. The cashier may provide you with a receipt confirming that the card has been activated.

What is the fee for a $500 Visa gift card?

Do All Visa Gift Cards Have A Fee Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee. Gift card values from $150 to $249.99 have a $4.95 fee. Gift card values from $250.00 to $349.99 have a $5.95 fee.

Why is my Visa gift card being declined?

There are a number of possible reasons why a purchase could be declined: You don’t have enough money left on your card. You haven’t activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

Is there a $1000 Visa gift card?

Card notes: If you wish to purchase Simon Visa Gift Cards that can be loaded with up to $1,000 per card, you need to first register and be approved for the Simon bulk ordering program (which requires manual verification from Simon’s end). The process can take about a week.

Is there a fee with Visa gift cards?

The answer is no. Visa, Mastercard®, American Express® and other bank-issued gift cards charge a purchase fee to cover the money they have to pay to third parties like the store, the program manager, and the processor.

What do you do if your gift card doesn’t work?

10 Things to Do When Your Gift Card has No ValueShow Card to the Cashier. … Ask What the Error Message Is. … Ask For the Manager. … Check the PIN. … Make Sure the Gift Card is Activated. … Ask for the Balance and Transaction History. … Contact Customer Service. … Contact the Card Issuer.More items…•

Can you transfer vanilla visa to bank?

Yes, you can transfer money from most prepaid gift cards to your bank account using a service called CardCash. … So make sure that it’s really the cash value that you want from the gift card.

Where is the best place to buy Visa gift cards?

Visa gift cards are sold at major retailers like Walmart, Amazon and other stores with gift card displays — grocery stores, convenience stores, drug stores, etc. Some banks, including U.S. Bank and TD Bank also sell Visa gift cards to their customers.

Why can’t I use my Visa gift card online?

Visa Gift Card Should be Registered To make it harder to use a stolen credit card online, many websites use a procedure called Address Verification System (AVS) to ensure the card number being used for payment matches the billing address on file with the bank.

Do I need to activate my Visa Gift Card?

Do I need to activate my Visa Gift card? … Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift cards must be activated by the recipient before they can be used. Be sure to sign in the designated area on the back before making your first purchase.

How do I use a vanilla gift card online?

UsageMake sure the balance of the Vanilla Gift Card is more than the entire cost of the purchase, including taxes. … Select ‘Credit’ or ‘Debit’ as the payment method (Do not select ‘Gift Card’)In the Payment Method section, enter the card information as you would a credit or debit card.More items…