Question: What Is The Benefit Of Axis Bank Credit Card?

Which credit card is best HDFC or Axis?

Comparison of Fees and Waiving off CriteriaBasis of DifferenceAxis Privilege Credit CardHDFC Regalia Credit CardAnnual Renewal Fees₹1500 + Applicable Taxes₹2500 + Applicable TaxesWaiving Off CriteriaSpend ₹2.5 Lacs in a Year to Waive off the fees.Spend ₹3 Lacs in a Year to Waive off the fees.1 more row.

What is Axis credit card limit?

Axis Bank card available credit limit is the credit limit on the specified date. For instance, if the available credit limit against your Axis Bank card is ₹ 1 Lakh, and you have spent ₹ 60,000, then the Axis Bank card available credit limit is ₹ 40,000.

Can I get credit card if my salary is 15000?

Banks do provide credit cards for low salaried (Rs 8,000- Rs 15,000) depending on the annual income. Eligibility on the card will be 3 times of the monthly salary.

What is the minimum salary for Axis Bank Credit Card?

₹ 15,000Axis Bank Credit Card Eligibility Income: The minimum income of the applicant should be ₹ 15,000 for salaried employees . Usually, Axis Bank gives a credit limit of 2 to 3 times of the monthly income you earn.

What are the charges of Axis Bank Credit Card?

Fees & Charges for SELECT Credit CardChargesSelect Credit CardStandard Annual Fee (2nd year onwards)Rs 3000 (NIL for Burgundy)Standard Add-on Card Joining FeeNILStandard Add-on Card Annual FeeNILFinance Charges (Retail Purchases & Cash)3.40% per month (49.36% per annum)22 more rows

Which credit card is best SBI or HDFC?

Credit Card Comparison of All BanksCredit CardInterest Charge Per MonthJoining FeeSBI2.50% to 3.35%Nil to ₹ 4,999HDFC Bank1.99% to 3.50%Nil to ₹ 10,000Axis Bank2.50% to 3.40%Nil to ₹ 10,000Citibank3.10% to 3.25%₹ 500 to ₹ 20,0003 more rows

How much do credit cards charge?

But if you’re just looking for a general overview, the average costs for credit card processing ranges from 1.5% to 2.9% for swiped cards, and 3.5% for keyed-in transactions.

What is the minimum salary for HDFC credit card?

Income: The minimum income of the applicant should be ₹ 12,000 for salaried employees and annual income after tax deduction should be ₹ 2.50 Lakh for self employed. Usually, HDFC Bank gives a credit limit of 2 to 3 times of the monthly income you earn.

Is Axis Bank credit card lifetime free?

20,000. Once this is done, you will earn 6 reward points for every Rs. 200 that is spent domestically. Apart from all these, the main catch is that the interest rate is low and there is no annual fee….Fees and Charges of Lifetime Free Axis Bank Insta Easy Credit Card.Type of FeeChargesAnnual fee on add-on cardsNil15 more rows

Which bank gives credit card easily?

Credit One Bank® Visa® Credit Card The Credit One Visa Card is the easiest unsecured credit card to get. It is available to people with bad credit or no credit. Cardholders also earn 0 – 1% cash back on eligible purchases.

What is minimum salary for credit card?

Verify your mobileCredit Card ProviderAge RequirementMin. Income RequirementsAxis Bank21 – 60 yearsRs. 25,000 per monthCitibank23 – 60 yearsRs. 25,000 per monthHDFC Bank21 – 60 yearsRs. 13,500 per monthHSBC Bank21 – 60 yearsRs. 3.00 lakh per annum7 more rows•Dec 11, 2020

Which credit card is best in Axis Bank?

Best Axis Bank Credit Cards in India 2021Axis Bank Credit CardKey FeatureIndianOil Axis Credit Card4% Value back on Fuel spends at IOCL pumpsAxis Buzz Credit CardFlipkart voucher worth Rs.1,000Axis Neo Credit Card10% cashback on movie ticketsAxis My Zone Credit Card25% cashback on movies5 more rows•Jan 5, 2021

How can I use Axis credit card?

All you have to do is:Log on to Axis Bank Internet Banking.Go to Credit Card section.Select the Credit Card for which payment needs to be done.Click on “Pay Now”Select the Account to be debited.Enter Amount you wish to pay/li>Click on Proceed to make the payment.

Which credit card is best HDFC?

Top 10 HDFC Credit Cards in India for 2021Credit CardAnnual Fee (in Rs.)Best Suited ForHDFC Regalia Credit Card2,500Shopping & TravelHDFC MoneyBack Credit Card500Rewards & ShoppingHDFC Millennia Credit Card1,000CashbackHDFC Titanium Times Credit Card500Movies & Dining6 more rows

Can I withdraw money from Axis credit card?

You can withdraw cash using your Axis Bank Credit Card at the time of emergency. There is a particular amount of cash which can be withdrawn at any given point of time and the amount of withdrawable cash is within the credit limit. Axis Bank credit cardholders can go to any ATM and withdraw cash using the credit card.