Question: Is SmartPay Safe?

What happens if I stop paying my contract phone?

If you don’t pay your mobile phone contract, your account will go into arrears.

Your mobile provider could cut your phone off so you’re unable to make or receive calls.

The mobile provider can then take action to recover the outstanding bill, following the normal debt collection process..

Does SmartPay affect your credit?

For the Building Credit Option, SmartPay does not review or consider your credit score, so it will not appear on your credit report.

What happens if you don’t pay your SmartPay phone?

We support one-time payments via prepaid debit cards. What happens if I don’t make my payment? You will need to make your payment in order for your service plan to be refilled on time.

Is Straight Talk SmartPay legit?

Straight Talk is a registered trademark of TracFone Wireless, Inc. 2017, a subsidiary of America Movil. The other party to these leasing agreements is a financing company called SmartPay. While they are not owned by Straight Talk, we’ll look at how their lease terms do require service with Straight Talk.

What phone companies use SmartPay?

Popular phone carriers that use SmartPay leasing include:Net10.Total Wireless.Boost Mobile.Simple Mobile.Straight Talk.Page Plus.

Is SmartPay a hard inquiry?

SmartPay Support Yes. We use alternative credit reporting agencies to verify your personal and financial information. As with any credit application, it’s important to be as accurate as possible when completing the SmartPay application. This type of verification may appear as an inquiry on your credit report.